Debt Analyzer

Insight Software Solutions Debt Analyzer

Do you feel hopelessly in debt? If so, then you are not alone. In the United States, consumer debt (which does not include mortgage debt) currently exceeds 2.4 Trillion Dollars, double what it was just 10 years ago. This equates to roughly $8,300 of consumer debt for every person in the US, infant to elderly.

As a result, this year nearly 4,000 people file for bankruptcy each and every day. The need for help is great, so ...

What can you do? Use the Debt Analyzer to understand your debt situation and create a plan to be debt free.

Generate your own plan! Create a professional debt reduction plan applying the same techniques used by banks and credit counselors. And, do it in the comfort and privacy of your own home or office, thanks to the Debt Analyzer.

Save money! You save hundreds or thousands of dollars by following your debt plan.

Design plans for others. Produce an unlimited number of plans and reports for friends, family or clients.

Stop debt in its tracks! Download a copy now to start on the path to debt freedom. Debt Analyzer comes with a 30-day evaluation period.

Debt Plans

Work with up to 50 debts per debt plan at a time

Save and retrieve multiple debt plans

Play "what if" scenarios with your debts to see the effect of different options, extra payments, etc.

Multiple options for loan consolidation allowing "what if" scenarios.

Use minimum payments, current payments and/or accelerated payments

Minimum payments can be entered as a percentage of the debt balance

International currencies supported

Debt Reduction Plan

Prioritize your debts by interest rate, balance, payment, term

Enter variable extra payments to plan for tax refunds, bonuses, bi-weekly paychecks

Loan Consolidation Plan

Select the term of the new loan

Specify the new payment for the new loan

Use sum of all debts as the payment for the new loan

Produce amortization schedule for the new loan

Produce summary report illustrating the money and time saved by consolidating

Produce Graphs of time & interest savings

Timed Debt Elimination Plan

Specify when debts are to be paid off

Schedule Payments

Monthly debt payoff schedule

Monthly debt payment schedule

Daily debt payment schedule

Specify "days in advance" to pay bills on daily reports to ensure time to reach creditor

Budget

Household budgeting feature with monthly and variable payments

Optionally apply budget surplus to debt repayment plan

Reports

Create reports including elimination schedules, summaries and bar charts

Generate reports for yourself, friends, family or clients

Produce loan consolidation schedules, summary and graph reports

Preview reports before printing

Add headers and footnotes to reports

Select fonts for various portions of the reports

Analyze individual debts with graphical and statistical information

Summary report illustrating the money and time saved by following the proposed plan

Money savings (in interest) graph

Time savings graph

Calendar report showing days to make payments

Debt and Budget overview report