Insight Software Solutions Debt Analyzer
Do you feel hopelessly in debt? If so, then you are not alone. In the United States, consumer debt (which does not include mortgage debt) currently exceeds 2.4 Trillion Dollars, double what it was just 10 years ago. This equates to roughly $8,300 of consumer debt for every person in the US, infant to elderly.
As a result, this year nearly 4,000 people file for bankruptcy each and every day. The need for help is great, so ...
What can you do? Use the Debt Analyzer to understand your debt situation and create a plan to be debt free.
Generate your own plan! Create a professional debt reduction plan applying the same techniques used by banks and credit counselors. And, do it in the comfort and privacy of your own home or office, thanks to the Debt Analyzer.
Save money! You save hundreds or thousands of dollars by following your debt plan.
Design plans for others. Produce an unlimited number of plans and reports for friends, family or clients.
Stop debt in its tracks! Download a copy now to start on the path to debt freedom. Debt Analyzer comes with a 30-day evaluation period.
Debt Plans
Work with up to 50 debts per debt plan at a time
Save and retrieve multiple debt plans
Play "what if" scenarios with your debts to see the effect of different options, extra payments, etc.
Multiple options for loan consolidation allowing "what if" scenarios.
Use minimum payments, current payments and/or accelerated payments
Minimum payments can be entered as a percentage of the debt balance
International currencies supported
Debt Reduction Plan
Prioritize your debts by interest rate, balance, payment, term
Enter variable extra payments to plan for tax refunds, bonuses, bi-weekly paychecks
Loan Consolidation Plan
Select the term of the new loan
Specify the new payment for the new loan
Use sum of all debts as the payment for the new loan
Produce amortization schedule for the new loan
Produce summary report illustrating the money and time saved by consolidating
Produce Graphs of time & interest savings
Timed Debt Elimination Plan
Specify when debts are to be paid off
Schedule Payments
Monthly debt payoff schedule
Monthly debt payment schedule
Daily debt payment schedule
Specify "days in advance" to pay bills on daily reports to ensure time to reach creditor
Budget
Household budgeting feature with monthly and variable payments
Optionally apply budget surplus to debt repayment plan
Reports
Create reports including elimination schedules, summaries and bar charts
Generate reports for yourself, friends, family or clients
Produce loan consolidation schedules, summary and graph reports
Preview reports before printing
Add headers and footnotes to reports
Select fonts for various portions of the reports
Analyze individual debts with graphical and statistical information
Summary report illustrating the money and time saved by following the proposed plan
Money savings (in interest) graph
Time savings graph
Calendar report showing days to make payments
Debt and Budget overview report